Prakash G. writes: Hi there! Upon graduation in Aug 2012, i had to buy insurance from outside to cover me during OPT, but when i learnt about my pregnancy and my insurance denied claims due to not meeting their eligibility criteria "has to be full time student", i am basically without insurance with bills piled high. My husband currently on F1 visa did not add me as his dependent coz he will be graduating in may2013. We would both be out of insurance again. Since .....hospital - OPT
Cheryl writes: I have an issue with the practice of balance billing when a patient has primary, secondary and sometimes tertiary insurance coverage. The medical practice in question has contracts with the insurance companies but instead of being sure the COB is done between insurance companies the practice takes the greater discount of the two insurances then balance bills the patient? I have done medical office collections and billing 20 yrs and have seen some things but to .....balance billing - COB
Kevin writes: Nicholas, I have a question concerning "ability to pay". I am currently unemployed and have credit card debt totaling 30 thousand dollars however I still have approximately 30 thousand left to tap on the cards. I know that the hospital is going to do a credit check and see how much credit i still have to pay them with. Is available credit that same as ability to pay? I recently had to go to the emergency room and stay over night at a for profit hospital that .....hospital - financial aid - IRS - FPL - unemployed
Kathy O'Keefe from Ohio asks: On May 6, 2011, a man broke into my daughter's home. He forever changed all of our lives that day. He hid in the dark early morning hours, and forced his way in. This man attacked my daughter, stabbing her multiple times. Her brother, Danny, heard her screams, and ran to her aid, changing his life forever. I'd tried all morning to get my daughter, and then my son, by phone, .....medical bills - Medicare - questions - Ohio Medicaid - criminal assault
Thanks for the informative website and book! I'm trying to help a friend who was recently diagnosed with cancer. She is uninsured. Initial emergency visit/hospitalization was $40,000. Then $140,000 for follow-up hospitalization and surgery. Now facing $6000+ per week for chemo. We're filing for PCIP which hopefully will cover her going forward. But meantime, how to manage the $180,000+ bill? According to Methodist Hospital (Houston) finance counselor we talked .....affordable care act - past treatments - Texas
We've recently released the free HTML Edition-of The Medical Bill Survival Guide to our site. We would like the information in it to be openly available to anyone that should need it. If you wish to support this site, we offer a .....comments - HTML
From: Brandy M Hello there. Thanks to the information you've provided, I've been able to whittle my $47,000 "horror story" down to something much more workable so far. Thank you! You offer truly invaluable information as I'd be facing bankruptcy otherwise! I finally received a good response from the hospital itself and will be billed just a small fraction of the total bill (hooray!!!). Though there are a number of other independent doctors -- involved in my treatme .....comments
Laura B asks: Hi there, I'm looking for the downloadable template to track medical bills referenced in the book. I can't seem to find a link on your site. Thanks so much, Laura The outward course of my life has been the common one, but in my dreams I always saw tigers. -- Borges Answer: The .....questions
First off, if you are loosing sleep over high medical bills, stop. It doesn't matter, go back to sleep. Why ? Because there's not a lot that a creditor is actually going to do to force you to pay your bill, other then suing you. In order for them to sue you, it is going to cost THEM money for a lawyer, which is not cheap. Here's how it works - You are late paying a bill, so then it goes to some collections company. - The collections company actually buys the debt for pennies on .....medical bills
2020 Predictions: Healthcare, Physicians, Medicare, Hospitals, and Medicaid I have five major US healthcare predictions for the year 2020. You can see many of these healthcare trends happening now. HEALTHCARE PREDICTION #1: EMPLOYERS WILL PASS COSTS TO EMPLOYEES Employers will continue to shift the increasing cost of healthcare insurance to employees by requiring them to pay a higher percentage of the premiums or increasing the amount of patient deductibles and co-insurance. Across m .....Medicare
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